Everyone is unique, so it's important that your funding for retirement reflects this.

A Personal Pension gives more choice, more control over investment decisions and more flexibility than other pensions.

A Personal Pension is suitable for those who:

• are employed or self-employed    
• want to keep control over where and how their pension fund is invested
• want the option to self-invest
• understand the relationship between investment risk and reward 
• understand the need for initial and ongoing advice and service from their financial adviser
• have several pension arrangements and investments with different fund managers
• would like the portability of having their pension in their control whoever they work for and however much they might earn

The value of the investment can go down as well as up and you may not get back as much as you put in.