MISSION STATEMENT:
“With over 15 years experience, ISM Financial Management has built an excellent reputation for providing quality advice and ongoing client care which are of utmost importance to our business.”
Term Assurance
Term assurance is life insurance which provides coverage for a limited period of time. Term Assurance is also known as a Life Policy and is the most common form of insurance. It pays out a lump sum if the policyholder dies during the term of a policy. 

It is also suitable for interest only loans as the amount owed on the loan remains the same throughout the life of the loan. Premium levels are subject to underwriting with final terms offered on conclusion of the underwriting process.


Critical Illness cover can be included on term assurance contracts. When applying for Life Cover it is important to provide full and true answers to the best of your knowledge when applying. If you do not the insurance may not pay out in the event of a claim.

investment strategies
pension planning
family/business protection
tax planning
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